Looking for a new Debit Card? At Prepaidebit.com we compare the best available debit cards from across the USA.  These include both VISA and Mastercard debit cards from the top financial institutions.
Compare the BEST Available Debit Cards

Top Debit Card Offers
AccountNow® Gold Visa®
AccountNow® Prepaid MasterCard®
View All Prepaid Debit Cards

Debit Cards by Issuer
The Bancorp Bank

Debit Card Resources
What Is A Prepaid Debit Card?
Difference Between Debit & Credit
Basics Of Prepaid Debit Cards
Benefits Of Prepaid Debit Cards
A Good Choice For Teenagers

Basics Of Prepaid Debit Cards

You can open a prepaid credit card by depositing money into its account, which means it is similar to making a deposit to open a regular bank account. Once the money is deposited, you are issued a prepaid credit card that can be used anywhere credit cards are accepted. Because it works similarly to a debit card, you will never go into debt using your prepaid credit card. The other difference between prepaid and regular credit cards is that prepaid cards do not have bills, interest charges, or late fees attached to them, which often saves you money in the long run.

However, all prepaid credit cards have some type of fee, whether it be a:
  • start-up fee of $5 to $15
  • small weekly maintenance fee
  • monthly maintenance fee
  • deposit fee
Another small downside to prepaid credit cards is that you may not be able to charge monthly payments to them, because some businesses are wary of working with prepaid credit cards. If, for example, you wanted to pay for an expensive piece of furniture over several months through automatic deductions to your prepaid card, the furniture company may not allow this.

Finally, it is important that you make sure you know your card balance before making a purchase. If you lack the funds to pay for something, your charge will often be denied. However, because the card balance is available online, keeping track of your balance takes only a few clicks of the mouse.

>> View All Prepaid Debit Cards

Secure SSL Technology Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.

*See the online debit card applications for details about terms and conditions of debit card offers. Reasonable efforts are made to maintain accurate information. However all debit card information is presented without warranty. When you click on the " Apply Now " button you can review the debit card terms and conditions on the debit card issuer's web site.

Information in these articles is brought to you by www.PrePaidebit.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.